In our unique approach, our products will be simple and available only on a group platform, which helps us to keep the costs low. Our products have smaller sums assured so that we make the customer journey easy with almost no underwriting processes. We will leverage the existing framework already in place and, more importantly, reducing the due diligence to onboard a member and rely on the trust developed over the period to innovate the claim settlement process. We wish to enable the groups to be there with their customers' families at their most difficult times and with financial assistance to lessen their burden.

The scale and immensity of the task require trust, long-term partnership and mutual investment. We understand and would work with trusted partners to make the task of bringing insurance resilience to the doorsteps of the millions of underserved & unserved across the Indian Population.


At CALI, we are eager to offer a very seamless and satisfactory customer experience & would leverage the trust and existing partner-member processes to ensure easy and quick claim settlement. The strong due-diligence processes would enable us to explore faster settlement therefore ensuring a satisfactory overall member experience. This would make the existing partner-member associations only stronger and strengthen the trust with CALI over time.


Our products will evolve & be customized to cater to our partners needs and requirements. We evolve with the growing aspiration of the vast underserved and unserved population, many of whom will be first generation witnessing disposable income in their families. The digital transformation will accentuate their aspirations and needs beyond basic survival. We are also seeing massive changes in how groups can be created and managed, for example, cloud-based computing and AI/ML providing real-time analytics on the extensive group information. We believe in being agile to anticipate how your customers' needs are evolving and how your group management capabilities will grow exponentially.


We deeply understand the group members, their uncertain cash-flow cycles, and their unserved needs. Unfortunately, the underserved have difficulty connecting to current insurance products. We will work with our partners to develop the benefit designs in a way member customers can understand & benefit. Sometimes it may be difficult for the customers to articulate the need for security; we can bring in what has worked for similar groups. Our ultimate goal is, to offer affordable solutions to the group members ensuring the low-cost of insurance benefits all members. Our simple and easy to understand insurance offerings would make it easily accessible & understandable by the masses.


Our products will evolve & be customized to cater to our partners needs and requirements. We evolve with the growing aspiration of the vast underserved and unserved population, many of whom will be first generation witnessing disposable income in their families. The digital transformation will accentuate their aspirations and needs beyond basic survival. We are also seeing massive changes in how groups can be created and managed, for example, cloud-based computing and AI/ML providing real-time analytics on the extensive group information. We believe in being agile to anticipate how your customers' needs are evolving and how your group management capabilities will grow exponentially.